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Peter Alan Anderson CA(retired), BCA
Chairman and Independent Non-Executive Director

Peter Anderson has a Bachelor of Commerce and Administration degree and is a retired chartered accountant.

He gained wide ranging banking experience with Bank of New Zealand culminating in high level responsibilities in retail, wholesale, domestic, and offshore operations, as well as in the bankís Head Office. He managed Regional credit policy and control responsibilities for upper South Island and lower North Island.

Subsequently Peter managed BNZís largest corporate branch, handling prime banking relationships of major Producer Boards, Government SOEs, and major public listed companies.

With experience in London, he led BNZís strategic review of global international operations and undertook Regional General Manager Singapore responsibilities developing the business into the BNZís most profitable offshore unit during his four year term.

Returning to New Zealand, Peter joined Security Pacific Merchant Bank as Finance and Administration Director and continued to undertake these responsibilities following the bankís acquisition by State Bank of South Australia, until State Bankís decision to close its New Zealand operations.

A period of private entrepreneurial activity in property development and export led to financial consultancy roles and credit approval responsibilities for Rabobank, which introduced Peter to Pioneer Mortgage Services Pty Ltd. He was appointed as Pioneerís New Zealand Chief Manager in 1999 and in June 2000 was appointed to the Australasian Board, which role he has maintained following the transition of Pioneerís New Zealand operations to the Gold Coast in mid 2008.

Peter has selectively continued to undertake consultancy roles in aspects of financial services and sourcing commercial funding for clients.

He has been an Associate of the Bankersí Institute of New Zealand and an Associate of the Bankersí Institute of Australia.

John Clifford Hiddleston
Independent Non-Executive Director

John Hiddleston has had over 40 years extensive banking experience with both the Bank of New Zealand and Trust Bank New Zealand, with senior management roles in regional NZ locations, Sydney, London and the Banksí Head Offices.

These have included credit policy and loans approval for the BNZís Wellington and upper South Island region, followed by Senior Manager lending positions in Head Office before appointment to Regional Manager UK & Europe in London with responsibility for the BNZís business operations in that area. In London, John was responsible for corporate lending, trade finance, interbank relationships, capital markets, liaison with NZ Producer Boards and foreign exchange operations.

Subsequently, John returned to New Zealand to establish a new Credit Division for BNZ and was involved in a major restructure of BNZís credit policies and procedures, adopting best overseas practices.

John then joined Trust Bank New Zealand to establish a Credit Division to introduce common lending policies and procedures for the 9 regional banks of the Group. John was involved in the establishment of Westhill Consultants, a consulting and advisery firm specialising in credit policies, systems and products. Clients included a nationwide home appliance/finance group, a government department providing finance to Crown Health Enterprises, Wrightson Finance, National Mutual/AXA , and the Public Trust. Consultancy/guidance roles were also undertaken for individual clients seeking financial assistance.

James Lockie LL.B., B.C.A., AFA, FCIS, FFin, CMInstD
Executive Director

James Lockie has degrees in law and business management from Victoria University of Wellington. He completed his professional law qualifications at Auckland University and has been admitted as a barrister and solicitor of the High Court of New Zealand.

He commenced his career with Toyota New Zealand in the areas of corporate planning and treasury management. In 1986 he joined Omnicorp Investments Limited, as Financial Controller and Company Secretary, establishing their Hong Kong office as an international treasury centre, and was responsible for structuring acquisitions, raising debt and corporate planning.

Returning to New Zealand in 1989, he was appointed Chief Financial Officer and to the Board of TV3, prior to its commencing broadcasting. He oversaw the reorganisation of TV3’s corporate structure, and its initial public offering. After TV3 he founded Horizon Pacific Television, whose four regional television stations began broadcasting in 1995. James was a director of business magazine publisher, Profile Publishing Limited until 2007 and a shareholder and chairman of television and commercial post production company Central Post Operations Limited from 1997 to 2008.

James is currently a shareholder and director of Manuka Health New Zealand Limited, a company specialising in natural health products, and a director of a number of private companies.

In 2011, the Financial Markets Authority approved James’ application to be an Authorised Financial Adviser.

He is a Chartered Member of the Institute of Directors, a Fellow of the Institute of Chartered Secretaries and Administrators and a Fellow of the Financial Services Institute of Australasia.

William Cairns B.Com., Dip.Bus., AFA, FCIS, FFin
Executive Director

William Cairns has a Bachelor of Commerce degree from Canterbury University with post graduate finance qualifications from Auckland University.

He commenced his career with Mobil Oil in 1981 and later joined the New Zealand Dairy Board before entering the financial markets as a dealer with General Bills in 1984. During the late 1980s, he worked as a commercial lender with Advance Bank in Sydney (which became St George Bank and is now part of Westpac Banking Group).

Upon returning to New Zealand in 1990, he was appointed Mortgage Manager with NZ Guardian Trust (an established trustee company). In this role he was responsible for the Trustís mortgage operation, managing of all types of mortgage lending (residential, farming and commercial).

One of his major achievements in this role was to more than treble the size of the mortgage book. When he left in December 1998, it had the largest mortgage book in the trustee company sector.

William served on the Hobson Community Board in Central Auckland, from 1998 to 2001 as a Community Board Councillor. In 2001, William was elected to the Auckland City Council. He was a member of the Property and Finance Committee, Chairman of the Art Gallery Enterprise Board and a director of Metrowater (Auckland based water utility company). William did not seek re-election in the 2004 local body elections and retired from his Council appointments. In 2009, William was elected to the Auckland Energy Consumer Trust (which he now chairs), majority owner of listed electricity lines company Vector Limited.

On 12 July 2011, the Financial Markets Authority approved Williamís application to be an Authorised Financial Adviser. He is a Fellow of the Institute of Chartered Secretaries and Administrators and a Fellow of the Financial Services Institute of Australasia.